Injured? Here are three steps to take on your injury claim:
1) Document Your Injuries
Take pictures of injured areas and seek follow up medical treatment as necessary. The insurance company does not trust you and they will not take your word. Proof is usually submitted in the form of medical records and bills. In Kentucky, for a personal injury claim you must have $1,000.00 in medical bills or a permanent injury.
2) Ignore the Insurance Company
Both sides of insurance, your insurance and the other persons insurance, ARE NOT YOUR FRIENDS. Do not speak to insurance company without a lawyer! They makes money by paying out as little as possible and have been known to offer pennies on the dollar before a lawyer is involved. Do not agree to release any medical information. A letter of representation from a personal injury lawyer puts the insurance company on notice. Your lawyer can make sure things go the way they should.
3) Hire The Right Personal Injury Lawyer
You only get one chance to hire the right personal injury lawyer. Plenty of lawyers dabble in injury. A website can tell you a lot. Do you want a general contractor doing electric work or do you want an electrician? Do you want a general practitioner operating on your heart?
Hire the right personal injury lawyer off the bat. Does the lawyer go to court? Ask the value they can bring to a case. A lawyer that will return your call is important.
There are plenty of settlement mills and not enough courthouse personal injury lawyers. The difference between the two can cost you a lot of money.
Advertising Material for www.louisville-injury-lawyer.com and Brian Dettman.
