I don’t file lawsuits for my health. I file them when an insurance company (in my humble opinion) has a bogus position. Here are some recent ones: 1) offer of 7K with a brain injury 2) fast food manager brings gun to work and threatens to kill clients husband in front of their grandchildren after a complaint 3) Police won’t accept liability after a car crash (guess who wrote up the police report?). It’s On!
You pay your insurance for year, sometimes for decades and as a policyholder, you expect your insurance company to act in good faith and fulfill its obligation to provide coverage when you suffer an injury that is covered under your policy or if you become liable for a claim against you. Unfortunately, there are times when an insurance company may take a position on your personal injury claim that you believe is completely unfounded. There are times when someone else’s insurance company fails to take your deserved cost of recovery seriously.
If you believe that your insurance company is taking a bogus position on your personal injury claim, it is important to know your rights and options.
First, you should review your policy and understand your coverage. If you are unsure about your policy or have questions about your coverage, you can contact your insurance agent or the insurance company directly for clarification.
If you believe that the insurance company is acting in bad faith, you can file a complaint with the Kentucky Department of Insurance. The Department of Insurance has the authority to investigate complaints against insurance companies and take action against them if they are found to be in violation of state laws and regulations.
You may also want to consider contacting a personal injury attorney who can help you understand your legal rights and options. An experienced attorney can review your case and provide guidance on how to proceed.
It is important to keep in mind that insurance companies have legal teams and resources at their disposal to defend against personal injury claims. If you are going up against an insurance company, it is important to have an attorney on your side who can help level the playing field.
If you believe that your insurance company is taking a bogus position on your personal injury claim, it is important to know your rights and options. Review your policy, file a complaint with the Kentucky Department of Insurance if necessary, and consider contacting a personal injury attorney for guidance.
Sources:
Kentucky Department of Insurance: https://insurance.ky.gov/
American Bar Association: https://www.americanbar.org/groups/public_education/resources/law_issues_for_consumers/injury_claim_basics/
