Whether or not you settle a case with a drunk driver or settle with the insurance company depends on how much money is on the table. If the other side is putting up enough money to fully compensate you for losses than it makes sense to resolve the case. If they are low-balling you into a cheap and quick settlement than you should speak with a personal injury lawyer about your options. Filing a lawsuit is time consuming, but is often the only way to make the other side pay full value.
