If you slip at a store or property the insurance company for that facility may call you. Do not provide a slip and fall statement to them. Instead, contact a personal injury lawyer ASAP after the fall. It is also wise to seek necessary medical treatment. You must be injured to have a viable case. If you fail to document the injuries the insurance company on the other side will not take your injuries serious. This blog post discusses why you should not speak to the other side about your slip and fall without a lawyer.
Insurance Companies are billion dollar sophisticated entities. They enormous sums of money trying to figure out how to minimize payouts on claims. You, unfortunately, probably don’t have the same claim sophistication. I say that because slip and falls usually don’t happen to the same person over and over. If a person has a slip and fall its usually just once or twice and on account of the negligence of a third party. If you provide a slip and fall statement they will try to use it against you later down the line– No matter what it says IMHO!
I rarely give a statement pre-litigation on a slip and fall on behalf of a client. It won’t change the insurance companies mind about what happened. Even if the statement goes swimmingly and the fault is clearly on the property owner the insurance company will still deny the claim and force litigation. There are exceptions but those are unusual circumstances. The long and short is you should NOT speak to the insurance company or property owner after the fall. Speak to an experienced personal injury lawyer that handles slip and falls on daily basis. They will know how to handle the insurance company and prevent them from going on an unnecessary fishing expedition.
Slip and Fall consultations are always free at Dettman Law and my email is bdettman@dettmanlawgroup.com. For more info on slip and falls check out my page: https://louisville-injury-lawyer.com/service/slip-and-falls/
