In what kinds of situations do most motorcycle accidents happen and does it affect insurance and settlement payouts?

I have seen motorcycle crashes that involve t-bone, head on, side swipe, rear end, laying down the bike, and faulty equipment/repair. The payout on a case will depend on the facts of the crash and the damages. Medical expenses, lost wages, loss of future income, past/present/future emotional and physical pain and suffering help determine value as well as available insurance coverage.

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