You can deal directly with an insurance company for a spinal cord injury case, but that is a mistake. You will likely walk away with less money. I have seen carriers try to pay $1,000.00 on a case that I later resolve for $60,000.00. If you are dealing with an insurance company they will pretend like they are helping you. In reality they will be taking advantage of your ignorance concerning the value of a case. I’d rather see a potential client hire one of my competitors than try to negotiate with an insurance company. Hire an experienced personal injury lawyer if you have a spinal cord injury. The initial consultation should be free and the lawyer will only be paid when the case resolves.